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At American Commercial Bank & Trust, we offer a full range of Treasury Management Solutions to help you effectively manage your cash flow needs. Our solutions will assist you in:

  • Expediting the collection funds
  • Disbursing funds more efficiently
  • Managing funds effectively
  • Accessing Account Information timely and securely
  • Reducing the potential for fraudulent activity


We will work with you to find the Treasury Management solutions that best meet your needs. Our suite of solutions includes:

  • Online Banking (including Bill Pay) with advanced security features
  • ACH Origination via multiple methods
  • Wire Transfer Initiation in both US Dollars and Foreign Currencies
  • Remote Deposit Capture
  • Lockbox Services
  • Fraud Prevention Tools such as Positive Pay
  • Automated Sweep and Investment Accounts
  • Business Credit Cards
  • Credit Card Processing Services

Please contact us today so we can begin to assist you in developing a comprehensive Treasury Management program.

This email address is being protected from spambots. You need JavaScript enabled to view it.
Vice President - Treasury Management
Ph:  630.464.0461



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First Ottawa Bancshares, Inc. is the parent company of The First National Bank of Ottawa and its Branches: The First National Bank of Ottawa – Northfield, The First National Bank of Ottawa – Plaza,The First National Bank of Ottawa – South, Morris National Bank & Trust, Streator National Bank, Yorkville National Bank & Trust, and American Commercial Bank & Trust.

First Ottawa Financial Services is a division of The First National Bank of Ottawa



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