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What is a Home Equity Line of Credit?

Use the equity of your home with the convenience of writing a check.  Easy access to cash that can be used at your discretion.

What are the Benefits of a Home Equity Line of Credit?

Immediate cash availability for emergencies, home improvements, auto or recreational purchases, debt consolidation, just to name a few.

Please contact us for further details regarding this product offered by American Commercial Bank & Trust.

 

HELOC

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First Ottawa Bancshares, Inc. is the parent company of The First National Bank of Ottawa and its Branches: The First National Bank of Ottawa – Northfield, The First National Bank of Ottawa – Plaza,The First National Bank of Ottawa – South, Morris National Bank & Trust, Streator National Bank, Yorkville National Bank & Trust, and American Commercial Bank & Trust.

First Ottawa Financial Services is a division of The First National Bank of Ottawa

 

 

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The First National Bank of Ottawa and its branches will close at Noon on Christmas Eve, December 24, 2019, and on New Year's Eve, December 31, 2019. To ensure timely transmission of ACH batches and Wire transfers over the holidays, please have all ACH batches with a December 26, 2019 or January 2, 2020 effective date submitted no later than 11:00 a.m. on December 24 and/or December 31, 2019. Wire transfers requests received after 11:00 a.m. on December 24, 2019 and/or December 31, 2019 will not be processed until the next business day. The Directors, Officers, and Employees of The First National Bank of Ottawa hope that you and your family have a safe and happy Holiday Season!