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Updated:  April 2, 2020


*Effective, Monday, April 6, 2020 our Ottawa South Branch drive-up will be temporarily closed for the duration of Governor Pritzker's "Stay At Home" order. 


Ottawa North located at 2771 N. Columbus Street and  Plaza located at 300 W. Madison Street location drive-ups will continue to be open from 9:30 am - 4:30 pm Monday through Friday and 8:15 am - 12:00 pm on Saturday.


Updated: March 27, 2020

 Effective Monday, March 30, 2020, in continuing in the safety of our employees and customers we are temporarily shortening our hours of operation at our Drive-Up lanes to the following.


The First National Bank of Ottawa - 9:30 am – 4:30 pm

This includes: Main - 701 LaSalle St. Ottawa, Plaza* - 300 W. Madison St., North* - 2771 N. Columbus St., South - 601 State St.

Morris National Bank & Trust* - 9:30 am – 4:30 pm

1771 N. Division St., Morris, IL

Streator National Bank - 9:30 am – 4:30 pm

This includes: Streator Main* – 409 E. Bridge St., Streator North* – 2324 N. Bloomington St., Streator, IL

Yorkville National Bank & Trust – 9:30 am – 2:30 pm

1459 Cannonball Tr., Yorkville, IL

*Saturday Drive-Up hours will continue as normal.

During this time, our lobbies will remain closed and we will continue to accept in-branch appointment requests. Please continue to take advantage of our free 24/7 Online Banking and Mobile Banking. As always our banking associates will be available to answer your banking questions during our standard hours of operation.


Updated March 17, 2020

 The First National Bank of Ottawa and our Banking Divisions (American Commercial Bank & Trust, Morris National Bank & Trust, Streator National Bank, and Yorkville National Bank & Trust) consider the health and well-being of our staff and customers to be our highest priority. Given the evolving concerns around COVID-19 (novel coronavirus), following the recommendations of state and federal authorities, and to help support community health management efforts, we are temporarily suspending lobby access at all our branch locations. We will accept in-branch appointment requests, on a case-by-case basis, until the temporary suspension is lifted.  Appointments with our Loan Officers will continue to be handled on an individual basis. 

These changes will go into effect at 5pm, CST, Tuesday, March 17, 2020 . We plan to resume full branch access at the earliest possible time authorities deem conditions safe to do so. 

We expect to continue to provide banking services through all of our other channels:

Online and Mobile Banking

We encourage you to manage your accounts using online and mobile banking. These 24/7/365 services allow you to safely view transactions, check balances, make payments, and more – right from the comfort of your business or home or cell phone.

Drive Thru and Night Deposit Box Services

Our drive thru services remain open and available during regular hours and offer most banking services. Customers can continue to use any of our conveniently located night drop boxes. 


Our ATMs are accessible 24/7/365. 


As always, you are welcome to call any of our branch locations or our corporate offices at 815-434-0044. 

We have served our customers for over 150 years and are dedicated to the safety and success of all the communities we serve. If you have been impacted financially by COVID-19 and need assistance, please contact us to see how we may help. 


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First Ottawa Bancshares, Inc. is the parent company of The First National Bank of Ottawa and its Branches: The First National Bank of Ottawa – Northfield, The First National Bank of Ottawa – Plaza,The First National Bank of Ottawa – South, Morris National Bank & Trust, Streator National Bank, Yorkville National Bank & Trust, and American Commercial Bank & Trust.

First Ottawa Financial Services is a division of The First National Bank of Ottawa



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