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Consumer Lending

With flexible terms and comparable rates, American Commerical Bank & trust should be your first stop when looking to finance a new or used car, truck, SUV.

Think of us first when it's time for a home improvement, home equity, personal or car loan.

Visa Credit Card 

American Commerical Bank & Trust offers a Classic VISA Scorecard or our Platinum Preferred Visa card.  Our credit card delivers rewards that are clearly superior, offering exclusive products like Bonus Points redeemable for quality travel and premium gifts! Simply use your Platinum Preferred card or Classic VISA card and start earning today! Bonus Points are reported on your monthly card statement, or you can review them below.

To learn more details on the credit cards we offer, talk to one of our customer service representatives.

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ACBT Small Logo   Member FDIC  Equal Housing Lender

First Ottawa Bancshares, Inc. is the parent company of The First National Bank of Ottawa and its Branches: The First National Bank of Ottawa – Northfield, The First National Bank of Ottawa – Plaza,The First National Bank of Ottawa – South, Morris National Bank & Trust, Streator National Bank, Yorkville National Bank & Trust, and American Commercial Bank & Trust.

First Ottawa Financial Services is a division of The First National Bank of Ottawa

 

 

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The First National Bank of Ottawa and its branches will close at Noon on Christmas Eve, December 24, 2019, and on New Year's Eve, December 31, 2019. To ensure timely transmission of ACH batches and Wire transfers over the holidays, please have all ACH batches with a December 26, 2019 or January 2, 2020 effective date submitted no later than 11:00 a.m. on December 24 and/or December 31, 2019. Wire transfers requests received after 11:00 a.m. on December 24, 2019 and/or December 31, 2019 will not be processed until the next business day. The Directors, Officers, and Employees of The First National Bank of Ottawa hope that you and your family have a safe and happy Holiday Season!