We confirmed receipt of the funds this morning in our account. We are BLOWN AWAY by the service of you and the ACB&T group. We submitted our PPP application last Thursday, were approved by the SBA on Friday, signed the Promissory Note on Monday, and received the loan proceeds on Tuesday. Nothing in business is supposed to work that quickly.

- Raymond P. Kolak, Attorney at Law
Echart Kolack LLC

Thank you to Melissa and the rest of ACB team for your hard work and dedication in securing the CARES Act loan. Although the rollout of the program by the SBA was chaotic and disorganized, you and your team helped guide us through the complex web of continuously changing requirements. ACB was one of the first banks that began accepting applications for the loans on Friday, April 3rd and, even though our applications were extremely complicated, worked tirelessly to get our approvals on the 4th. We received our funding on Tuesday the 14th for the full amount of application. If it weren't for the hard work and dedication of you, Melissa and the rest of the team, we likely would have been shut out of the program and our entire company would be at risk. Although you have always set a very high bar for customer service, somehow you continue to surpass the mark. Thank you!

- Joseph J. Ruble, Director of Finance
Whitehouse Post

The ACB team has truly re-defined what "coming through for you" is all about. When the CARES Act was announced, and in particular PPP Program, Jon immediately jumped into "the lane" and drove to the basket for us. He got us applied, approved, and funds in our account in 7 days. Unheard of! So much appreciation for you having our backs, a true confident, comforting feeling in a world where that just doesn't exist.

- Tom Duff, President
Optimus